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ACU of Texas Blog

The 4 Biggest Credit Union Myths

Posted on October 23, 2017

International Credit Union Day is here, and we’d like to clear up the four biggest myths about credit unions, specifically Associated Credit Union of Texas!

  1. They aren’t big enough.

    There are big and small credit unions, but just like banks, your deposits at a credit union are insured by the federal government up to $250,000. ACU of Texas is the credit union that cares, and we take care of our members no matter how much money they choose to trust in us.

  2. It will be hard to access my money.

    With 16 branches spanning from Brenham to Texas City, and access to a network of 30,000 free ATMs, we make it easy for you to access your money anywhere. With friendly tellers and easy access to any location, you’ll be sure to feel welcomed and cared for each time you step into one of our branches.

  3. I can’t join.

    Do you live, work or worship in Austin, Brazoria, Burleson, Fayette, Galveston, Harris, Lee, Walker or Washington counties or the surrounding areas? You’re welcome to join ACU of Texas! There is no limitation for membership requiring you to work somewhere specific or be in a certain industry. We open our doors to all community members and are eager to help you in your financial journey.

  4.  They don’t offer as many perks as banks.

ACU of Texas offers the same financial products as banks—checking accounts, debit and credit cards, online banking, IRAs (individual retirement accounts), as well as home and auto loans—but because we’re not-for-profit, we often offer better rates than banks. Also, most of our products such as remote deposit and online bill pay are available at no charge to the member.

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