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With Membership Comes Greatness

Since 1949, Associated Credit Union of Texas has worked to develop life-long relationships with our members. We realize how important credit unions are to the economic success of not only individuals, but entire communities.


When you become an ACU of Texas member, you become part of everything we do to improve the quality of life in our community. From our member service representative's friendly smile to smart tips on how to get the most from your membership, our goal is to make life better for our members and the communities we serve.


As a member of ACU of Texas, you're also the owner - and we treat you that way. There are no customers, just member/owners! Credit unions are not-for-profit. We return profits to members, not stockholders. We pass the savings back to our membership in the form of lower loan rates, higher savings rates and improved service.


So Who Can Join?

As a community credit union, membership is open to anyone who lives, works or worships in Austin, Brazoria, Burleson, Fayette, Galveston, Harris, Lee, Waller, or Washington County or within a 10-mile radius of one of our branch locations. If you would like to see where branches or ATMs are located near, click here.

We also welcome and have special accounts for Veterans and First Responders. For more information on those, click here


All that we require to become a Member is:


$1.00 minimum deposit


Two forms of valid ID (one government issued)

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