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ACU of Texas Blog

The 4 Biggest Credit Union Myths

Posted on October 23, 2017
<p>International Credit Union Day is here, and we&rsquo;d like to clear up the four biggest myths about credit unions, specifically Associated Credit Union of Texas! </p> <ol> <li><em>They aren&rsquo;t big enough.</em> <p>There are big and small credit unions, but just like banks, your deposits at a credit union are insured by the federal government up to $250,000. ACU of Texas is the credit union that cares, and we take care of our members no matter how much money they choose to trust in us. </p> </li> <li><em>It will be hard to access my money. </em> <p>With 16 branches spanning from Brenham to Texas City, and access to a network of 30,000 free ATMs, we make it easy for you to access your money anywhere. With friendly tellers and easy access to any location, you&rsquo;ll be sure to feel welcomed and cared for each time you step into one of our branches. </p> </li> <li><em>I can&rsquo;t join. </em> <p>Do you live, work or worship in Austin, Brazoria, Burleson, Fayette, Galveston, Harris, Lee, Walker or Washington counties or the surrounding areas? You&rsquo;re welcome to join ACU of Texas! There is no limitation for membership requiring you to work somewhere specific or be in a certain industry. We open our doors to all community members and are eager to help you in your financial journey.</p> </li> <li><em>&nbsp;They don&rsquo;t offer as many perks as banks.</em></li> </ol> <p>ACU of Texas offers the same financial products as banks&mdash;checking accounts, debit and credit cards, online banking, IRAs (individual retirement accounts), as well as home and auto loans&mdash;but because we&rsquo;re not-for-profit, we often offer better rates than banks. Also, most of our products such as remote deposit and online bill pay are available at no charge to the member.</p>
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