Hero Rewards - Associated Credit Union of Texas

Hero Rewards

At ACU of Texas, we believe that real heroes deserve real rewards. Our Hero Rewards account is specifically designed to honor our Veterans and First Responders. Take advantage of higher savings and exclusive features to reward your heroism.


  • Choice of ten debit card designs
  • Free identity theft protection with Benefits Plus
  • 0.25% off an auto loan and choice to defer payments up to 90 days
  • Free Homebuyer Certification Class and Mortgage Appraisal
  • Free travel and entertainment discounts with Benefits Plus
hero-card-black-flag
Hero Reward Card - Black Flag
hero-card-iwo-jima-statue
Hero Reward Card - Iwo Jima Statue
hero-card-flag-full-color
Hero Reward Card - Flag Color
hero-card-air-force
Hero Reward Card - Air Force
hero-card-army
Hero Reward Card - Army
hero-card-coast-guard
Hero Reward Card - Coast Guard
hero-card-marines
Hero Reward Card - Marines
hero-card-navy
Hero Reward Card - Navy
hero-card-flag-firefighter
Hero Reward Card - Fire
hero-card-flag-police
Hero Reward Card - Police

Veterans, active duty and first responders eligible only. Proof of service, prior service or employment required. Click for a complete list of eligibility.


Veterans, active duty and first responders eligible only. Proof of service, prior service or employment required. Savings account required and $1 minimum deposit establishes membership and subject to membership requirements. Free Benefits Plus: Monthly fee of $4.50 waived monthly for active checking accounts. Free identity theft protection, restoration services and travel and entertainment discounts must be activated with Benefits Plus. 0.25% Auto Loan Discount: 0.25% off lowest loan rate qualified for and not discounted below 2.49% APR. One loan discount per household. APR = Annual Percentage Rate. New loans and refinanced loans from other financial institutions only. Interest accrues from date loan is funded. Rate may vary depending on each individual’s credit history and underwriting factors and is subject to credit approval. Deferred Payments: Member may choose to defer payments up to 90 days. Free Homebuyer Certification Class & Mortgage Appraisal: Fee for Homebuyer Certification Class reimbursed and deposited into checking once class is completed.  Free appraisal up to $450 and eligible recipients must be ACU of Texas Real Heroes members and financing through ACU of Texas only. Member responsible for tax consequences if any. Offers and special incentives subject to change at any time. Federally insured by the NCUA.

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