ACU Free Checking - Associated Credit Union of Texas
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ACU Checking

Our ACU Checking account is the most basic checking account that we offer, and is available for members age 23 to 55. With dividends paid on a low minimum balance, the ACU Checking account is an easy and convenient way to manage your money.

Account Features


  • Debit Card that Earns Points!1
  • Unlimited check writing
  • FREE Cash Withdrawals at over 100 CU friendly ATMs throughout the Houston area
  • No Minimum Opening Balance
  • No Monthly Service Fee2
  • Dividends Paid Monthly3

Convenience Features

Learn more about our current deposit rates, our savings account options, or click here to join now!


1 FREE Debit Card that Earns Points with qualifying account. 2 No Monthly Service Fee except for special services, which include but are not limited to: stop payments requests, insufficient funds, courtesy pay and additional temporary checks or check copies. 3 Dividends Paid Monthly when $1,000 balance is maintained. 4 Courtesy Pay Limit after 30 days of account opening.

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