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With an IRA at Associated Credit Union of Texas, you can enjoy a variety of investment options to meet long, medium or short-term goals. An initial deposit of only $100.00* is required to open an IRA account and to begin saving for your future.

Coverdell Education Savings
A Coverdell Education Savings Account (ESA) is a savings account created as an incentive to help parents and students save for education expenses. Coverdell Education Savings Information.

Traditional IRA
A Traditional IRA is primarily an individual savings plan. Contributions are made up to a specified limit with the contribution tax deductible. Money invested and earned in a traditional IRA are subject to income taxes at time of withdrawal.

Roth IRA
The Roth IRA provides no deduction for contributions, but instead provides a benefit that isn't available for any other form of retirement savings: if you meet certain requirements, all earnings are tax FREE when you or your beneficiary withdraws them.

*Dividends paid monthly.

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