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Financial Empowerment

Lives are improved when people have the knowledge and tools to make wise financial decisions. We're here to help with financial tips and tools along the way.
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Financial Empowerment

Understanding Credit Reports & Scores

You may think credit reports and scores don’t matter if you never want to borrow money, but you may not know that many people and businesses use these reports and scores.

Learn About Credit Scores

Dealing With Debt

When you owe someone money, you’re liable for paying the debt back and most of the time in the form of scheduled payments. Often you use money from your future income to make those payments.

How to Deal with Debt

Saving For The Unexpected, Emergencies & Goal

A powerful process for thinking through short and long-term financial futures and finding ways to turn dreams into reality.

Savings Plan Tool

Managing Your Income

Whether your income is regular and scheduled, or irregular and unpredictable, we can help you get a handle on the influx of funds that come into your household.

How to Manage Your Income

Community Involvement

Blog Posts

Can You Spot a Phishing Scam?

Online scams aren’t so scary when you know what to look for. We’re committed to helping you spot them to keep your information — and money — safe.

Every day, thousands of people fall victim to fraudulent emails, texts and calls from scammers pretending to be their bank. The Federal Trade Commission’s report on fraud estimates that American consumers lost a staggering $5.8 billion to phishing scams and other fraud last year.

Online scams aren’t so scary when you know what to look for. We’re committed to helping you spot them to keep your information — and money — safe. We want everyone to become a pro at spotting a phishing scam.

These four phishing scams are full of red flags:

Text Message

If you receive a text message from someone claiming to be your bank asking you to sign in, or offer up your personal information, it’s a scam. We will never ask for information like your SSN, account number, or PIN via text.

Watch out for emails that ask you to click a suspicious link or provide personal information. The sender may claim to be someone from your bank, but it’s a scam.

Phone Call
Would your bank ever call you to verify your account number. No! If you’re ever in doubt that the caller is legitimate, just hang up and call the bank directly at a number you trust.

Payment Apps
Beware of text messages from someone claiming to be your bank saying your account has been hacked. The scammer may ask you to send money to a new account they’ve created for you, but that’s a scam! 


Keystone CDC First-Time Homebuyer Course

Looking to purchase your first home? Keystone Community Development Corporation is a HUD Certified Counseling Agency and can help you achieve your homebuying dream. Attend our First-Time Homembuyer Course on Saturday, January 20, 2024.
Learn More