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Loans > Mortgage Center > 10 & Done Mortgage

If you’re looking to refinance your home you may be in a perfect situation to save some interest, and keep some extra money in your own pocket. Here are just two ways that you can refinance your home and be “10 & Done” with your mortgage!

10 & Done Mortgage Programs

3.541% APR* Fixed Rate 3.99% APR* Fixed Rate

You pick up the closing costs.**

ACU of Texas pays closing costs!**
$1,221.49 Monthly Payment $1,264.97 Monthly Payment

Payment examples based off of 10-year term and $125,000 financed.

With ACU of Texas, you'll be able to pay off your home with a low, competitive rate in just ten years. Click to get started today, or call (800) 521-6872 for more information.


*Annual Percentage Rate. Loan approval is subject to qualified credit and satisfactory appraisal of your primary residence (second home and rental property do not qualify). Rates are subject to change without notice and this offer can be discontinued by the credit union at any time. The minimum loan amount is $50,000 with a maximum of $250,000. Loan to value cannot exceed 80%. Minimum credit score of 680 (mid-score) is required to qualify for this special. Improved property lot size cannot exceed 5 acres. Advance amount is limited to the existing balance plus closing costs, if applicable, and no “cash-out” is permitted. Purchases transactions are not allowed. Tax and insurance escrow account not required.

**First lien on primary residence will be verified with an Ownership and Encumbrance Report purchased by ACU of Texas. Any title issues or exceptions may require additional title due diligence or full title insurance at the cost of the borrower.