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ACU of Texas Classic and Platinum MasterCard®

Take advantage of a no hassle credit card you can trust! The ACU of Texas MasterCard® offers a fixed rate, no annual fee and 1% cash back. Available as a Classic of a Platinum MasterCard®, apply now and transfer higher interest balances to your new ACU of Texas MasterCard® and start saving money today.


Click here to view our Credit Card Payoff Calculator, view the Credit Card Agreement or apply for a credit card, now!


Earn 1% cash back with the ACU of Texas MasterCard® by registering online in our online banking tool. Once your card is issued, Once your card is issued, visit ACUTX.org Online Banking and select the My Credit Card tab in the top right. Next time your visit, check the status of your points or redeem points earned for cash back.


MasterCard® SecureCode™
MasterCard® SecureCode™ is a service from MasterCard® and ACU of Texas that provides an additional level of security for your transactions when you shop online. To enroll in MasterCard® SecureCode™, click here. Please have your credit card handy as you will be asked for information that appears on your card. 


After you’ve registered your ACU of Texas Credit Card and created a MasterCard® SecureCode™, each time you initiate a purchase at participating SecureCode™ online merchants, a window will pop up asking for your SecureCode™. This is similar to using a Personal Identification (PIN) at the ATM. When you correctly enter your SecureCode™, your transaction information is confirmed and your purchase is completed. Once an ACU of Texas Credit card is registered with SecureCode™, if no code is entered or an incorrect code is entered, the transaction will not go through at registered SecureCode™ online merchants.


Credit Card Payment Address
P.O. Box 660493, Dallas TX 75266-0493.

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