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Credit Cards

ACU of Texas Classic and Platinum MasterCard®


Take advantage of  a no hassle credit card you can trust. The ACU of TexasMasterCard® offers a fixed rate, no annual fee and 1% cash back. Get rid of those high interest rate cards in your wallet.

Apply now and transfer higher interest balances to your new ACU of Texas MasterCard® and start saving and earning money today. Available as a Classic MasterCard® or a Platinum MasterCard®

Credit Card Application Apply for your ACU of Texas MasterCard® online. You will be taken to a secure web site to process your application.

Click here to apply online securely.
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MasterCard® SecureCode™

MasterCard® SecureCode™ is a service from MasterCard® and ACU of Texas that provides an additional level of security for your transactions when you shop online. You must enroll your card in SecureCode™ for this added level of protection.

After you’ve registered your ACU of Texas Credit Card and created a MasterCard® SecureCode™, each time you initiate a purchase at participating SecureCode™ online merchants, a window will pop up asking for your SecureCode™. This is similar to using a Personal Identification (PIN) at the ATM. When you correctly enter your SecureCode™, your transaction information is confirmed and your purchase is completed. Once an ACU of Texas Credit card is registered with SecureCode™, if no code is entered or an incorrect code is entered, the transaction will not go through at registered SecureCode™ online merchants.

Registering for MasterCard® SecureCode™

To enroll in MasterCard® SecureCode™, click here. Please have your credit card handy as you will be asked for information that appears on your card.

Credit Card Payment Address

P.O. Box 660493, Dallas TX 75266-0493.

Earn 1% Cash Back with the ACU of Texas MasterCard

How to Register Your Card

  • Once your card is issued, visit Online Banking.
  • In Online Banking, select the My Credit Cards tab from the top right.
  • Register your card to enroll your MasterCard into the Rewards Program.
    Next time you visit this tab, you will be able to check the status of your points or redeem your earned points for cash back.


How to Redeem Points for Cash Back

  • Visit the My Credit Cards tab in Online Banking.
  • Under Services, click on Rewards.
  • Click the CU Rewards logo and you will be redirected to an external website. Click Submit.
  • Click on Redeem Points and choose Cash.
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