Rates > Loan Rates (Effective: March 1, 2014)

Click here to securely apply for a loan online or call for more information 409-945-4474 or 281-479-3441.


New and Used Auto Loans As Low As 1.99% APR*
New and Used RV's, Boats, Motorcycles As Low As 5.99% APR*
Farm Equipment and Utility Vehicles As Low As 6.24% APR*
Home Improvement Loans As Low As 3.50% APR*
Home Equity Loans As Low As 3.75% APR*
Unimproved Property Loans  As Low As 5.75% APR*
First Mortgage Loans View todays' Rates
Refinance First Mortgage View todays' Rates
Personal/Line Of Credit Loans  As Low As 8.65% APR*

The Line of Credit Loan allows the member to make cash advances, as needed, from loan to account through use of ACU Online or through use of ACUTX's S.T.A.R.S. phone system. (281-479-3442 or 409-942-1599)

Share Secured Loans  4.00% above current share APY% up to 24 months

5.00% above current share APY% from 25-36 months
  6.00% above current share APY% from 37-48 months
  7.00% above current share APY% from 49-60 months

* All rates are subject to change without notice.  All terms are approximate.  APR = Annual Percentage Rate. APY = Annual Percentage Yield. Loan rates determined by credit history and term of loan. Loan rates assume multiple account ownership discounts apply. Rates are subject to credit approval. For complete details on loans and loan rates, contact an ACUTX Loan Officer.