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ACCESS Prepaid Cards


ACCESS Prepaid Cards are safe, convenient, and function just like Visa® Debit Cards - without the need for a checking account or a credit check. You can use them to make purchases almost anywhere or to get cash at more than a million ATMs worldwide. Simply load money onto your ACCESS Prepaid Card to gain the financial freedom you crave. ACCESS Prepaid Cards are available online, or at any ACU of Texas branch location.

Reach out to us. Redeem your ACCESS Prepaid Card. Reload when needed.

  • Easy to get: no credit requirements needed.
  • Easy to use: Wide merchant acceptance - Pay bills, shop online, make reservations by phone, or shop anywhere Visa® is accepted.
  • Financial Management/Control: Easily manage money, track spending and balances online and only spend what is preloaded on the card.
  • Security: Prepaid shares the same security as the debit card - unlike cash, if your card is lost or stolen, your funds will be replaced.
  • Convenience: Easy access to your funds - can be shared among family members and self manage reloads. Plus, you can access your funds at over 1 million Visa® ATMs worldwide.
  • Prestige/Freedom: It is prestigious to carry a card with the Visa® Brand as opposed to cash. You have the freedom to spend when, where and how you choose.
  • Direct Deposit: Quick and easy to load funds to the card and is portable if your employer changes.
Click here for a list of all fees for ACCESS Prepaid Card. 
Click here for a short form list of all fees for ACCESS Prepaid Card. 

Access General

Our General Purpose Prepaid Card is available to anyone. It is an all-inclusive, no credit check card that works just like a Visa® debit card. It is safer than cash and more convenient than check. Simply load money onto your reloadable prepaid card and use it to make purchases, pay bills and get cash at more than a million ATMs worldwide.


Access financial freedom with the card that’s loaded with opportunity - You’re already approved.


Access Student/Relationship

Our Student Prepaid Card is available to students above the age of 18 as well as parents of students. This ACCESS Card gives students the financial freedom they crave, while offering parents the option to manage and regulate their student’s budget. It is safer than cash and more convenient than checks - just load money onto your reloadable prepaid card and use it to make purchases, pay bills and get cash at more than a million ATMs worldwide.


Access financial freedom with the card that’s loaded with opportunity - You’re already approved.


Access Travel

Our Travel Prepaid Card offers a financial solution for stress-free traveling. It serves as the perfect alternative to carrying cash or personal credit cards linked to accounts while traveling. Just load money onto your reloadable prepaid card and use it to make purchases, pay vacation fees and get cash at more than a million ATMs worldwide.


Access financial freedom with the card that’s loaded with opportunity - You’re already approved.

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