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Special Announcement:

Traditional IRA

A Traditional IRA is primarily an individual savings plan. Contributions are made up to a specified limit with the contribution tax deductible. Money invested and earned in a traditional IRA are subject to income taxes at time of withdrawal.


Roth IRA

The Roth IRA provides no deduction for contributions, but instead provides a benefit that isn't available for any other form of retirement savings. If you meet certain requirements, all earnings are tax free when you or your beneficiary withdraws them.

*Dividends paid monthly.

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When you become an Associated Credit Union of Texas member, you become part of everything we do to improve the quality of life in our community.

We pass the savings back to our membership in the form of lower loan rates, higher savings rates and improved service.

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Justine's story about services

I have no complaints about my services with ACU. There’s nothing I would change, the online services offered are wonderful and the in-person service is even better.
Justine – Member

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Mobile Access to your Accounts Anytime, Anywhere!

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The ACU of Texas Mobile app allows you to view your transaction history and account balances, pay bills, make transfers and locate our nearest ATMs and branches!

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