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Our profits are reinvested back into the credit union, enabling us to charge less for loans, pay more on deposits, and have fewer and lower-priced fees compared to other financial institutions. Credit Unions have local money for the local community.
We have been serving our members and communities in the heart of Southeast Texas since 1949. We remain prepared to protect member finances by offering excellent share insurance, maintaining a strong balance sheet, and keeping reserves well above the required level. You can rest assured that we are safe and sound.
Stay in the know about what affects your score. Plus, daily credit monitoring helps give you peace of mind to spot potential fraud or identity theft attempts. Just another way ACU of Texas is there to help you get where you need to go. Did we mention it’s free?
Your deposits are insured up to $500,000 per member. This represents is the highest level of federal and private account protection available. This coverage is provided by the NCUA, an independent agency of the United States Government, and through ESI (Excess Share Insurance).
Have peace of mind knowing you aren't responsible for unauthorized transactions. As a Mastercard cardholder, Zero Liability applies to your purchases made in the store, over the telephone, online, or via a mobile device and ATM transactions.
Contact us as soon as possible if you discover that your debit card has been lost or stolen. Your maximum liability under federal law is $50 if you notify your bank within two business days after learning of the loss or theft of your card.
ACU of Texas works with fraud protection services to continuously monitor your credit and debit cards. This service is free to members and helps identify and prevent fraudulent transactions. If any transaction occurs on your card that is unusual or outside of your normal spending patterns, it may prompt us to contact you to confirm the transaction.
When you become an Associated Credit Union of Texas member, you become part of everything we do to improve the quality of life in our community.
Last year, we provided $5,923,116 in savings to our members, saving each household approximately $281.
I recently got a car loan and everyone was so helpful. The entire process was smooth and completed in a day! Highly recommend ACU of Texas!Julie – Member
The ACU of Texas Mobile app allows you to view your transaction history and account balances, pay bills, make transfers and locate our nearest ATMs and branches!
