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Special Announcement:

Here are the steps you need:

Get Pre-Approved

Knowing how much house you can afford is critical to a successful homebuying experience. You will need pay stubs, W2s and bank statements.

Search for a Home

Let the fun begin! Meet with your realtor to discuss the type of home you're looking for, including style, price and location. Your agent will schedule showings and help you find the perfect home.

Find Insurance Coverage

Homeowners insurance is required by your lender to protect your home from hazards like fire, storms and floods. ACU Insurance Services can compare quotes to help save you money.

Close The Deal

On closing day, the seller receives the funds and you receive the deed and keys to your new home. Get ready for move-in and enjoy!

Ready to Apply?

Here's what you'll need:

  • Social Security Number
  • Email Address
  • Personal Identification
  • Funding Account Information

Not Ready Yet?

Take a Keystone CDC Homebuyer Education Course to make sure you are ready to purchase a home.

Apply for a Loan in 20 minutes or less!

NMLS# 480450

Equal Housing Lender. Membership required. Membership requires savings account with minimum balance of $1. Loans are subject to credit union membership eligibility, credit approval, underwriting conditions and verification of information in the application.

Join The CU That Cares

When you become an Associated Credit Union of Texas member, you become part of everything we do to improve the quality of life in our community.

We pass the savings back to our membership in the form of lower loan rates, higher savings rates and improved service.

Let's Hear From #happyACUTXmembers!

Justine's story about car loans

I recently got a car loan and everyone was so helpful. The entire process was smooth and completed in a day! Highly recommend ACU of Texas!
Julie – Member

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