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Business Savings Accounts

Associated Credit Union of Texas has the Savings Account to fit your business needs. Simplify your business with an account that makes it easy to manage your finances and allows you more time to focus on running your business.

 

Review the criteria for each of our Business Savings Accounts below, or click here to learn more about our Business Checking Accounts. To open your Business Savings or Investment Account, visit any Associated Credit Union of Texas branch. 


BUSINESS SAVINGS

 

Convenience Features

  • Can use as overdraft protection for checking

 

Criteria

  • $1.00 Minimum Balance to Open
  • Minimum Balance to Earn Dividends: $1,000
  • Transactions – 10 free per month; $0.25 each after
  • Deposits – 5 free per month; $.25 after
  • Cash processed1 – $5,000 free per month (all accounts); $0.10 per $100 after

     

     

BUSINESS MONEY MARKET ACCOUNT

Criteria

  • Minimum Balance to Open: $2,500.00
  • $15.00 Monthly Service Fee
  • Minimum Average Daily Balance of $2,500.00 to Waive Fee
  • Minimum Average Daily Balance of $2,500.00 to Earn Dividends
  • Written Checks – 6 free cleared per calendar month; $10 after
  • Transactions – 10 free per month; $0.25 each after
  • Deposits – 6 free per month; $0.25 after
  • Cash processed1 – $5,000 free per month (all accounts); $0.10 per $100 after

     

BUSINESS CDS (TERM CERTIFICATES)

 

Criteria

  • $1,000.00 Minimum Balance to Open
  • Minimum Average Daily Balance of $1,0.00 to Earn Dividends
  • Terms Available Include:
    • 3 Month
    • 6 Month
    • 12 Month
    • 18 Month
    • 24 Month
    • 36 Month
    • 48 Month
    • 60 Month

All Business Accounts require a personal account membership, in good standing, of at least six consecutive months. Business Checking Accounts require the opening of a Business Savings Account. Consult Fee Schedule for additional details. Fees may reduce earnings. All fees are subject to change without notice. All accounts are subject to approval. Courtesy Pay is subject to a 30 day waiting period for new accounts and member must meet Courtesy Pay Qualifications. A $30 fee will be charged for each check, debit/ATM card, ACH, or similar transaction if account becomes overdrawn. Transactions exceeding your established limit (and other types of transactions) will not be covered.


 1Cash processed includes cash deposited, cash withdrawn and change orders. Does not include withdrawals from ATM machines.


 2Free e-Statements require opt-in at account opening or within Online Banking. A $5.00 monthly fee for mailed paper statements will be billed for business checking accounts when electronic delivery is declined.


3Remote Deposit available after 30 days of checking account opening and subject to additional approval. Remote deposit not available on Non-Profit Organization/Club Checking.


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