Associated Credit Union of Texas has you covered with checking accounts offering free and convenient benefits to help you easily manage your money. Whether you're opening your first account or hoping to earn higher-than-average dividends, there is an account for everyone.
Explore our different account types, current deposit rates, view our savings account options, or join now!
Our ACU Checking account is the most basic checking account that we offer. With no monthly fee, the ACU Checking account is an easy and convenient way to manage your money, with a wide selection of no-cost features and services.
Make your hard-earned money work for you, with our Premier Checking account! Earn higher interest on higher balances with dividends paid monthly.
Our Hero Rewards account is designed with Veterans and First Responders in mind. Take advantage of exclusive benefits and features to reward your heroism.
Silver Star Checking goes the extra mile for members 55 years or better, with opportunities to earn dividends on your balance, as well as special benefits at no cost.
Our Student Checking Account is the perfect starter account for members ages 12 to 221, teaching them smart savings habits.
Turn your personal finances around! ACU of Texas' 180 Checking Account is ideal for you if you've had trouble opening a checking account in the past. In no time, we'll help you rebuild your personal finances, giving you the financial freedom you deserve.
Membership requires savings account with minimum balance of $1. Consult Fee Schedule for additional details. Fees may reduce earnings. All fees are subject to change without notice. All accounts are subject to approval. Courtesy Pay is subject to a 30 day waiting period for new accounts and member must meet Courtesy Pay Qualifications. A $30 fee will be charged for each check, debit/ATM card, ACH, or similar transaction if account becomes overdrawn. Transactions exceeding your established limit (and other types of transactions) will not be covered. 1For members 12-17 years of age: Ages 12-15 requires a joint holder that is a parent/guardian age 18 or older. A student 0-15 years of age requires a joint holder that is a parent/guardian age 18 or older on the account. A student 12-15 years of age requires a joint holder that is a parent/guardian age 18 or older on the account. Student Checking MasterCard Debit Card requires parent or guardian on account for ages 12 - 17 – not available for ages 11 and younger. Premier Checking: Fees may reduce earnings. 2$5.00 Monthly Service Charge if daily balance falls below $5,000.00 for Premier Checking. 3Free e-Statements require opt-in at account opening or within Online Banking. A $3.00 monthly fee for mailed paper statements will be billed for ACU Checking and 180 Checking when electronic delivery is declined. 4Subject to approval. Federally insured by NCUA. Equal Housing Lender. Rates effective as of 07/01/22
No waiting for your money, and no paper check to get lost in the mail. You’ll get paid as soon as the money is available. Stop waiting and start getting paid early!
Your membership in Benefits Plus® will reap rewards quickly, as you begin to save money on purchases for travel, groceries, restaurants, movies, prescriptions and much more.