With an IRA at Associated Credit Union of Texas, you can enjoy a variety of investment options to meet long, medium or short-term goals. An initial deposit of only $100.00* is required to open an IRA account and to begin saving for your future.
Coverdell Education Savings
A Coverdell Education Savings Account (ESA) is a savings account created as an incentive to help parents and students save for education expenses. Coverdell Education Savings Information.
A Traditional IRA is primarily an individual savings plan. Contributions are made up to a specified limit with the contribution tax deductible. Money invested and earned in a traditional IRA are subject to income taxes at time of withdrawal.
The Roth IRA provides no deduction for contributions, but instead provides a benefit that isn't available for any other form of retirement savings: if you meet certain requirements, all earnings are tax FREE when you or your beneficiary withdraws them.
*Dividends paid monthly.
No waiting for your money, and no paper check to get lost in the mail. You’ll get paid as soon as the money is available. Stop waiting and start getting paid early!
Your membership in Benefits Plus® will reap rewards quickly, as you begin to save money on purchases for travel, groceries, restaurants, movies, prescriptions and much more.