Business Checking Accounts

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Associated Credit Union of Texas

800-848-0330
Routing: 313189401

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Associated Credit Union of Texas

Review the convenience features and criteria for each of our Business Checking Accounts below, or learn more about the key documents required to open an account. To open your Business Checking Account, contact us or visit any Associated Credit Union of Texas branch.

If you need to be able to accept Debit and/or Credit Cards, click to see about our Merchant Services.

Accounts

Business Basic

For Businesses with a Lower Balance and Fewer Transactions

$100 minimum balance to open
$8.00 monthly fee unless $5,000 average daily balance is maintained
75 free transactions per month
8 free deposits per month
$5,000 free cash processed¹ per month

Business Advantage

For Businesses with a Higher Balance and More Transactions

$500 minimum balance to open
$15.00 monthly fee unless $10,000 average daily balance is maintained
Earns dividends with balances over $2,500
150 free transactions per month
15 free deposits per month
$10,000 free cash processed¹ per month

Non-Profit / Club ³

Banking needs for clubs and organizations

$100 minimum balance to open
No monthly fee
75 free transactions per month
8 free deposits per month
$5,000 free cash processed¹ per month

Benefits

Free E-Statements²

No more waiting for your bank statement to arrive!

eStatements are quicker and more secure, allowing you peace of mind when it comes to reviewing your account each month.

Free Mobile & Online Banking

Convenient Online Access 24/7!

Check transaction history, account balances, pay bills, make transfers and locate our nearest ATMs and branches all in the palm of your hand.

Free Telephone Banking

Say Hello to the power of text and phone banking!

Check transaction history, account balances, pay bills, make transfers and locate our nearest ATMs and branches all in the palm of your hand.

Free Online Bill Pay

Fast, Secure, and Worry-Free!

Easily pay your bills online without the hassle of writing checks or buying stamps!

Free Business Debit Card

Easily Buy the things you need!

Plus, for added convenience and protection, our cards are contactless - just tap and go at checkout!

Rates

Business Checking Accounts require the opening of a Business Savings Account. Consult Fee Schedule for additional details. Fees may reduce earnings. All fees are subject to change without notice. All accounts are subject to approval. Courtesy Pay is subject to a 30 day waiting period for new accounts and member must meet Courtesy Pay Qualifications. A $30 fee will be charged for each check, debit/ATM card, ACH, or similar transaction if account becomes overdrawn. Transactions exceeding your established limit (and other types of transactions) will not be covered.

¹Cash processed includes cash deposited, cash withdrawn and change orders. Does not include withdrawals from ATM machines.

²Free e-Statements require opt-in at account opening or within Online Banking. A $5.00 monthly fee for mailed paper statements will be billed for business checking accounts when electronic delivery is declined.

³Remote Deposit not available on Non-Profit Organization/Club Checking.

Federally insured by NCUA. Equal Housing Lender.

Join The CU That Cares

When you become an Associated Credit Union of Texas member, you become part of everything we do to improve the quality of life in our community.

Last year, we provided $5,923,116 in savings to our members, saving each household approximately $281.

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Let's Hear From #happyACUTXmembers!

Justine's story about services

I have no complaints about my services with ACU. There’s nothing I would change, the online services offered are wonderful and the in-person service is even better.

Justine – Member

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The ACU of Texas Mobile app allows you to view your transaction history and account balances, pay bills, make transfers and locate our nearest ATMs and branches!