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If your vehicle is deemed a total loss due to an accident or theft, your insurance might not cover your vehicle loan, leaving you with unexpected expenses. But we can help. Our Guaranteed Asset Protection program may reduce or eliminate the gap between what your vehicle insurance will cover and what you still owe on your loan.
Essential financial protection on your vehicle loan that helps you drive with confidence. Talk to Associated Credit Union of Texas today about how we can help protect you from sudden out-of-pocket expenses with Guaranteed Asset Protection.
Your purchase of MEMBERS CHOICE™ Guaranteed Asset Protection (GAP) is optional and will not affect your loan application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid.
GAP purchase from state chartered credit unions in FL, GA, IA, UT, VT, AND WI, may be with or without a refund provision. Prices of the refundable and non-refundable products are likely to differ. If you choose a refundable product, you may cancel at any time during the loan and receive a refund of the unearned fee.
GAP purchase from stat chartered credit unions in CO, MO, or SC may be canceled at any time during the loan and receive a refund of the unearned fee.
GAP purchase from state chartered credit unions in IN may be without a refund provision. If the credit union offers a refund provision, you may cancel at any time during the loan and receive a refund of the unearned fee.
Unique ID & Copyright
GAP-3415621.2-0522-0624 CUNA Mutual Group ©2022, All Rights Reserved.
When your family experiences a hardship, the last thing they need is additional worry about how to pay your debits. Credit Disability and Credit Life Insurance may make your loan payments in the event of disability or even your death.
Enjoy the security that comes with being protected. Ask Associated Credit Union of Texas about Credit Disability and Credit Life today.
In your time of need, our claims process is quick and easy. If you elected credit life or disability on your loan, you can use this convenient claims process to quickly and easily file your insurance claim.
CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Your purchase of MEMBER'S CHOICE© Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company (Home Office: Waverly, IA), is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your local representative or refer to the Group Policy for full explanation of the terms. Base Policy Nos. CI-MP-POL, CI-SP-POL, B3a-830-0096, B3a-800-0695, B3a-800-0288, CI-MP-CE-POL; CI-MP-OE-CC-POL; CI-MP-OE-POL; B3a-800-0092.
Unique ID & Copyright
CDCL-3415605.1-0121-0423 CUNA Mutual Group ©2021, All Rights Reserved.
TruStage is the marketing name for the TruStage Financial Group, Inc. its subsidiaries and affiliates. ©TruStage
With MRC you can enjoy many valuable benefits among which are:
Protect yourself from unexpected costly repairs. Talk to Associated Credit Union of Texas to find out which Mechanical Repair Coverage plan is right for you.
Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in NH, where coverage is provided and administered by Consumer Program Administrators, Inc. dba Consumer Warranty Program Administrators, in TX, where coverage is provided and administered by Consumer Program Administrators, Inc. dba The Administrators of Consumer Programs (TX License #175), in FL and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), and in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 1-800-752-6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. The purchase of Mechanical Repair Coverage is optional. This document provides general information about Mechanical Repair Coverage and should not be solely relied upon when purchasing coverage. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions and exclusions. Coverage varies by state. Replacement parts may be new, used, non-OEM or remanufactured.
Unique ID & Copyright
MRC-3415612.2-0522-0624 CUNA Mutual Group ©2022, All Rights Reserved.
We now offer Powersport Service Contract options to our members for motorcycles, jetboats and ATV/UTVs.
*See contract terms and conditions for full details and limitations.
By submitting this form, you are requesting that ACU of Texas review your loan for the Skip-A-Pay Program. Submission of this form does not automatically approve you for the Skip-A-Payment Program.
Skip-A-Pay excludes Credit Cards, Line-of-Credit Loans, Holiday Express Loans, Ready Money Loans, Vacation Loans, Leases and Real Estate Loans. There is a $35.00 fee for each loan, which will be deducted out of your account or processed within the form below.
Skip a payment requests should be submitted 10 days prior to due date. Please allow 48 business hours for processing. You will be notified via email if there is an issue or if your request is declined.
When you become an Associated Credit Union of Texas member, you become part of everything we do to improve the quality of life in our community.
Last year, we provided $5,923,116 in savings to our members, saving each household approximately $281.
My auto loan went through as smooth as glass. It is enjoyable working with people that know exactly how to get the job done.Rick – Member
The ACU of Texas Mobile app allows you to view your transaction history and account balances, pay bills, make transfers and locate our nearest ATMs and branches!
