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Associated Credit Union of Texas

Auto Loans

At Associated Credit Union of Texas, we pride ourselves on the loan options we offer for vehicles, motorcycles, boats and RVs! Whether you’re thinking about purchasing new or used, or refinancing to lower your payments, we can help.

Are you thinking about purchasing a new or used vehicle?

ACU of Texas can save you time and money with rates as low as {{RATE}}.

Our team is here to help you get the best auto loan rate, term, and payment plan that works with your goals.

Apply Now for a Vehicle Loan

Let us lower your payment.

If you financed your car somewhere else, now’s the perfect time to refinance with ACU of Texas and enjoy:

1% off the rate you're currently paying, or better if you qualify¹
1% cash back²
90 days no payment³

It’s quick and easy to refinance, and your online application can be started in just a few minutes. Let us lower your payment and start saving today!

Apply Now for a Vehicle Loan

Don’t forget to check out these resources before purchasing your vehicle and applying for loans:

Protect your investment with ACU Insurance Services, who prices themselves on high levels of satisfaction achieved through uncompromising customer services and competitive rates.

Did you receive a letter in the mail concerning insurance coverage? Click here to provide proof of insurance.

*Annual Percentage Rate. Rate and terms are subject to change without notice. Rate subject to credit approval. APR requires auto debit from ACU of Texas checking account and credit insurance. Other rate terms may apply. Rate valid for 36 month term on autos 2005 or newer. Additional terms at competitive rates available. Maximum loan 100% of retail.

¹APR=Annual Percentage Rate. Lowest possible rate is 4.24% APR for premium credit with a term of less than 42 months and includes 1.00% rate discount for this special promotion. Additional terms at competitive rates available. Offer valid for refinance of an existing auto loan from another lender only. Auto loans currently financed with ACU of Texas and Indirect Loans are not eligible. ²1% cash back based on actual amount financed and maximum cash back $250. Member responsible for tax consequences if any. ³Finance charges begin to accrue immediately and are repaid over the life of the loan. As a result, you may pay higher total finance charges on the loan than if payments began earlier. Vehicle to finance must be 2015 or newer. Loan-to-value (LTV) must not exceed 125%. Minimum amount to finance is $5,000. Maximum amount to finance is $100,000. Offer subject to change at any time.

Guaranteed Asset Protection (GAP)

Mechanical Repair Coverage

Credit Card

Personal Loan

Join The CU That Cares

When you become an Associated Credit Union of Texas member, you become part of everything we do to improve the quality of life in our community.

Last year, we provided $5,923,116 in savings to our members, saving each household approximately $281.

Become a Member

Let's Hear From #happyACUTXmembers!

Rick's story about service

My auto loan went through as smooth as glass. It is enjoyable working with people that know exactly how to get the job done.

Rick – Member

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