Skip to main content
Get the app: Download on Google PlayGet the app in the app store

Send and Receive Money with Zelle®

Introducing Zelle® — a fast, safe and easy way to send money to friends, family and other people you trust, regardless of where they bank. Whether you're paying rent, gifting money, or splitting the cost of a bill, Zelle® has you covered. Use Zelle® in ACU of Texas Digital Banking to send money directly from your account to theirs.


Send money directly from your account to theirs — typically in minutes.1


Use Zelle® within the ACU of Texas Mobile App you already trust. No account numbers are shared.


Send money to those you know and trust using just an email address or U.S. mobile number.



  1. Log in to the ACU of Texas Mobile Banking app
  2. Select "Send Money with Zelle®" from the Transfers tab
  3. Enroll your U.S. mobile number or email address
  4. You're ready to start sending and receiving money with Zelle®

Zelle® FAQs

  • What is Zelle®?

  • How do I use Zelle®?

  • What if I get an error message when I try to enroll an email address or U.S. mobile number?

  • Is my information secure?

  • Who can I send money to with Zelle®?

  • Can I pay a small business with Zelle®?

  • Can I use Zelle® internationally?

  • Can I cancel a payment?

  • Are there any fees to send money using Zelle®?

  • What if I want to send money to someone whose bank or credit union doesn't offer Zelle®?

U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes.
Payment requests to persons not already enrolled with Zelle® must be sent to an email address.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.