Skip to main content
Get the app: Download on Google PlayGet the app in the app store

Get paid early with Direct Deposit


Get your paycheck up to two days early.

With direct deposit, your payroll or other recurring deposits are automatically deposited into the account of your choosing. No more waiting for your hard-earned money! ACU of Texas makes your money available as soon as your employer deposits it - often up to two days before most banks make your funds available to you.

Set up direct deposit today to get your paycheck up to two days sooner!

At our discretion, we may make the funds for certain ACH credit transactions, including most payroll deposits, available to you before the ACH deposit's scheduled payment date. The funds, if deposited early, will be provisional until the final settlement on the scheduled payment date. The date that funds are made available to you will be reflected in your applicable account's transaction history. Whether or not the funds are made available early and exactly when the funds are made available depend on when we receive the payment instructions from the ACH payer and are subject to fraud prevention measures and other applicable restrictions. We do not guarantee that funds will be made available early or that funds will be made available by any specific time of day. Any funds that are not available early will be made available according to our Membership Account Agreement.

Membership requires savings account with minimum balance of $1. Federally insured by NCUA.