Business Loans

Take your company to the next level with Associated Credit Union of Texas Business Loans. Whether you’re a start-up or a well- established business, we have lending opportunities that can help any business thrive:


Lines of Credit
  • Secured and unsecured available
  • No interest paid until funds are drawn
  • Quick access to funds
  • Interest-only payments available

Business Term Loans
  • Competitive rates
  • Flexible terms
  • Can use to purchase equipment, vehicles or inventory

Business Credit Cards
  • Secured and unsecured available
  • Low interest rates
  • No annual fee
  • Zero liability
  • MasterCard ID Theft Protection


Get the loan that meets the needs of your growing business. Stop by your nearest Associated Credit Union of Texas branch, and open your Business Account today.

Currently, Business Accounts are only available to ACU of Texas personal account holders with 6 months’ account history in good standing. Business must also have been in business for a minimum of 36 months to qualify for Term Loans or (non-credit card) Lines of Credit.

If you are already a member, get started now with our simple online application below.

For Commercial Real Estate Lending or Business Loans over $100,000, please contact BusinessLending@acutx.org or call 281-757-5305.



 
Get Started
 

All Business Accounts require a personal account membership, in good standing, of at least six consecutive months. Business Checking Accounts require the opening of a Business Savings Account. Consult Fee Schedule for additional details. Fees may reduce earnings. All fees are subject to change without notice. All accounts are subject to approval. Courtesy Pay is subject to a 30 day waiting period for new accounts and member must meet Courtesy Pay Qualifications. A $30 fee will be charged for each check, debit/ATM card, ACH, or similar transaction if account becomes overdrawn. Transactions exceeding your established limit (and other types of transactions) will not be covered.


 1Cash processed includes cash deposited, cash withdrawn and change orders. Does not include withdrawals from ATM machines.


 2Free e-Statements require opt-in at account opening or within Online Banking. A $5.00 monthly fee for mailed paper statements will be billed for business checking accounts when electronic delivery is declined.


3Remote Deposit available after 30 days of checking account opening and subject to additional approval. Remote deposit not available on Non-Profit Organization/Club Checking.


Federally insured by NCUA. Equal Housing Lender.

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