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Use the equity in your home to consolidate debt, take a vacation, pay for your child’s college education or make repairs around the house. With flexible financing options, we have the right loan for you.
Is it time to update your home? Let us help. With a home improvement loan you can add a new swimming pool or a new room, update or remodel your kitchen or bathroom, or update the exterior with landscaping and new paint. Whatever your improvement needs, we can help.
*Home Equity and Home Improvement Loans are subject to credit approval. Rates and terms subject to change without notice. Loans are available only on property in Texas. 15 year term requires loan amount of $50,000 or more.
Texas law requires a 12-day cooling-off period before Home Equity or Home Improvement Loans may be closed and there is a three-day Right of Rescission after closing before the funds may be disbursed. Total debts against the homestead are limited to 80 percent of its fair market value for Home Equity Loans and 90% of fair market value for Home Improvement loans. Minimum loan amount is $20,000 for either loan.
Borrower will be responsible for closing costs. If required, these closing costs may include title insurance, appraisal fee and survey costs. Hazard insurance is required.
When you become an Associated Credit Union of Texas member, you become part of everything we do to improve the quality of life in our community.
We pass the savings back to our membership in the form of lower loan rates, higher savings rates and improved service.
I have no complaints about my services with ACU. There’s nothing I would change, the online services offered are wonderful and the in-person service is even better.Justine – Member
The ACU of Texas Mobile app allows you to view your transaction history and account balances, pay bills, make transfers and locate our nearest ATMs and branches!
