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Special Announcement:

Looking for a home in Brenham, TX?

Getting a mortgage in Brenham, Texas is easy when you choose ACU of Texas. Our loan officers have local expertise to help you get a home loan that works for your needs. With an easy application process and a friendly staff member on the other end of the phone, you'll never wonder what needs to happen next when buying a home.

How to Prepare for a Home Loan in Brenham

You can get an idea of how much home you can afford with either a pre-qualification or a pre-approval.

  • Pre-qualification: You verbally disclose your income and assets to your loan officer to get an idea of the mortgage terms you likely qualify for.
  • Pre-approval: You submit a formal application to find out if you're officially approved for a home loan.

When you're ready, we'll ask you to provide copies of a few different sets of documents to finalize your application, including proof of income and assets such as recent pay stubs, W-2 forms, bank statements, and tax returns.

Mortgage Options from ACU of Texas

Before you formally apply, choose which home loan works for you.

  • Conventional mortgage: Qualify with as little as 3% down.
  • FHA loan: Requires 3.5% down and a minimum credit score of 580.
  • VA loan: Designed for veterans, military members, and surviving spouses of veterans.

In addition to these fixed rate mortgage options, we also offer adjustable rate mortgages (ARMs). An ARM helps keep your payments low before adjusting to a different rate. It saves you money in the short term, especially if you plan on moving or refinancing in the future.

Whether you're searching for your next stop or your forever home in Brenham, ACU of Texas makes the mortgage process as easy as possible.

Get started today! 

Join The CU That Cares

When you become an Associated Credit Union of Texas member, you become part of everything we do to improve the quality of life in our community.

Last year, we provided $5,923,116 in savings to our members, saving each household approximately $281.

Let's Hear From #happyACUTXmembers!

Rick's story about service

My auto loan went through as smooth as glass. It is enjoyable working with people that know exactly how to get the job done.
Rick – Member

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