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Buying a new or used car doesn’t have to feel overwhelming. Wondering if you’re getting the best deal or the lowest rate? ACU of Texas is here to ensure your auto loan experience is smooth, straightforward, and tailored to your budget. Whether you’re financing your dream car or refinancing your current loan, we’ve got you covered.
Here’s what sets us apart:
Competitive Rates that Save You Money
Our auto loan rates start at just 4.24% APY. That means lower monthly payments and more cash staying in your pocket, whether you’re purchasing a vehicle or refinancing your existing loan.
Flexible Repayment Options
We offer repayment plans designed to fit your budget. From fixed-rate terms to customizable options, we’ll help you find the perfect package that works for you, even when finances are unpredictable.
Personalized, Member-First Service
At ACU of Texas, you’re more than just a number. Our team is here to answer your questions and guide you every step of the way. Stop by one of our branches or call us to experience a personalized lending approach you won’t find anywhere else.
Resources to Get You Started
We’ve put together useful tools to make your car-buying process easier, including trusted resources like Kelley Blue Book, car history reports, and tips on financing options from credit unions versus dealerships.
Getting started has never been easier. Apply online with just a few clicks or connect with one of our auto lending experts for personalized advice. We’re here to help you secure the best auto loan in Santa Fe, Texas while saving you time and money.
When you become an Associated Credit Union of Texas member, you become part of everything we do to improve the quality of life in our community.
Last year, we provided $5,923,116 in savings to our members, saving each household approximately $281.
ACU provides all the services I need. I live 250 miles from any ACU offices, however I’m able to do all my banking from home. I’m very pleased to be a member of ACU. I have used the phone many times and have had all my questions addressed. ACU fills in all the gaps for my banking needs.John – Member
The ACU of Texas Mobile app allows you to view your transaction history and account balances, pay bills, make transfers and locate our nearest ATMs and branches!