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Special Announcement:

We all know great relationships are rewarding. Now that's twice as true!

Love ACU of Texas? Spread the wealth when you refer a friend or family member to open an account with us.

We like to reward our members for spreading the word about our convenient banking and exceptional member service. When you refer a friend or family member to open a new membership with a checking account1 or loan2, you could get $50.00 for each – up to $100.00 per referral! Did we mention your friend or family member will get the same, too? Best of all, there is no limit to the number or referrals you can make!

Share your unique referral code with your friends and family. You can find it in the Details tab of your Savings Account in Digital Banking. When your friends and family use this code at account opening, you both win!

Need help locating your referral code? Contact us!

Getting paid is just the beginning. When your friends join ACU of Texas, they’ll get access to all the same benefits of membership you know and love. We know your friends and family will love ACU of Texas as much as you do.

Get Started in 3 Simple Steps

ACU of Texas membership is subject to eligibility and approval. No referrals to same household. No referrals to existing members. ACU of Texas employees and/or family members are not eligible to participate in referral program. Member must be 18 or older to receive bonus incentive. There is no limit to incentive dollars earned. Referring member's account must be open and in good standing at time of incentive payout in order to be eligible to receive incentive. Offers may not be combined with any other incentive offers.

1Qualified Checking Account Offer - Includes Personal and Business: To receive the $50.00 bonus, the Referred Person must 1) provide your unique referral code, 2) open a required savings account with the minimum balance of $1 and a qualifying ACU of Texas checking account, subject to approval; 3) sign up for and activate a Mastercard debit card; 4) use the debit card five times within 60 days of account opening and 5) set up and receive one (1) direct deposit within 60 days of account opening. Direct deposit needs to be an electronic deposit of at least $250.00 posted as a paycheck from their employer or the government. All requirements must be met within 60 days of account opening.

2Loan Offer Qualifications: To receive the $50.00 bonus, the Referred Person must provide your unique referral code and open a new ACU of Texas loan with a minimum loan balance of $5,000. Loan must be funded within 60 days of first account opening to qualify for incentive. Dealer financing is excluded from incentive offers. Subject to underwriting and credit qualifications.

Incentive cannot be used as the opening deposit. Incentive is considered interest and will be reported on IRS Form 1099-INT. Account closing: If your account is closed within six months after the opening date, we will deduct the incentive amount at closing. Offer subject to change at any time.

Join The CU That Cares

When you become an Associated Credit Union of Texas member, you become part of everything we do to improve the quality of life in our community.

We pass the savings back to our membership in the form of lower loan rates, higher savings rates and improved service.

Let's Hear From #happyACUTXmembers!

John's story about service

ACU provides all the services I need. I live 250 miles from any ACU offices, however I’m able to do all my banking from home. I’m very pleased to be a member of ACU. I have used the phone many times and have had all my questions addressed. ACU fills in all the gaps for my banking needs.
John – Member

Skip The Line!

Mobile Access to your Accounts Anytime, Anywhere!

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The ACU of Texas Mobile app allows you to view your transaction history and account balances, pay bills, make transfers and locate our nearest ATMs and branches!

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