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Student Checking teaches youth ages 12-221 smart spending habits. Whether you're looking to begin building good money management skills or develop smart saving and spending habits, our Student Checking Account can help your student manage their finances without having to worry about extra fees or expenses.
Show your spirit and support your school with your Mastercard® Debit Card. Every time you use your Mascot Mastercard® Debit Card for qualifying6 transactions, a credit of ten cents will be donated, paid each quarter.
Ready to join a credit union that truly serves you? Let's get started! Click the button below to join online.
1For members 12-17 years of age: Ages 12-15 requires a joint holder that is a parent/guardian age 18 or older.
2Free Mastercard Debit Card: 12-17 years of age eligible with parent /guardian on account.
3No monthly service fee except for special services, which include but are not limited to: stop payments requests, insufficient funds and additional temporary checks or check copies.
4Dividends paid monthly when $1,000 balance is maintained.
5Limit $10.00 per month. Machine surcharges do not apply.
Student Checking converts to standard ACU Checking after 23rd birthday of account holder. Must be at least 12 years of age to be eligible for an ATM card. Consult Fee Schedule for additional details. Mobile Deposit not available for first 30 days of account opening and subject to approval. Membership requires savings account with minimum balance of $1.
*APY = Annual Percentage Yield. 3.00% APY accurate as of 01-01-22.
6Qualifying Transactions are signature based debit card transactions of $5.00 or more not including ATM withdrawals. Selected organizations receives ten cents for all eligible Mascot Debit Card transactions in the amount of $5.00 or more. Members age 12-17 may have a Mascot Debit Card with a parent or legal guardian who is joint to the Share Draft (checking) account and has signed the Electronic Funds Transfer form. Students under the age of 12 not eligible for Mascot Debit Card.
When you become an Associated Credit Union of Texas member, you become part of everything we do to improve the quality of life in our community.
Last year, we provided $5,923,116 in savings to our members, saving each household approximately $281.
ACU provides all the services I need. I live 250 miles from any ACU offices, however I’m able to do all my banking from home. I’m very pleased to be a member of ACU. I have used the phone many times and have had all my questions addressed. ACU fills in all the gaps for my banking needs.John – Member
The ACU of Texas Mobile app allows you to view your transaction history and account balances, pay bills, make transfers and locate our nearest ATMs and branches!
