- Mortgages
- • Refinancing
- •Home Equity
- Home Improvement
- •Unimproved Property
- Second Homes
- •Vacation Homes

Earn unlimited 2% cash back on groceries, gas, and everything else. Simple, honest rewards that add up without jumping through hoops.

When you refinance with us, you could get 1% off your current rate, plus cash back and time before your next payment.

Thinking about a house, a car, or just better credit in 2026? Set a goal, track your progress, and see where you stand, all in ACU of Texas Digital Banking.

Skip the cliches. Find your next car online with less stress and more control.
When you become an Associated Credit Union of Texas member, you become part of everything we do to improve the quality of life in our community.
Last year, we provided $5,923,116 in savings to our members, saving each household approximately $281.
ACU provides all the services I need. I live 250 miles from any ACU offices, however I’m able to do all my banking from home. I’m very pleased to be a member of ACU. I have used the phone many times and have had all my questions addressed. ACU fills in all the gaps for my banking needs.John – Member