ACU of Texas Blog

Other than a home, your vehicle is likely to be one of the biggest purchases you make in your lifetime. Taking the time to plan and prepare for buying a car, you can save money and gain peace of mind knowing you’re making an investment you can afford.

Call ACU of Texas and get pre-approved for your loan. Pre-approvals allow you the ability to know how much vehicle you can afford and the confidence to shop without the hassle.

Follow these steps to set yourself up for a smooth car buying experience:

#1 Figure Out What You Can Afford
Use our free Auto Loans Calculator to help quickly and easily understand monthly loan payments and determine the vehicle price you can afford. Make sure to create a spending plan to have a full understanding of how the monthly loan payment will fit into your finances.

#2 Monitor Your Credit
Your credit score will play a role in the loan rate you qualify for, so it’s important to review your credit reports. To ensure the accuracy of the reports and pinpoint areas that may need work, use the credit bureaus’ annual credit report service to get free copies of your reports at http://www.annualcreditreport.com.  

#3 Find the Right Vehicle
Find your next vehicle by accessing our Member Auto Center or checking out Enterprise Car Sales. 

Ready to Purchase?
Create a plan, do your research and once you’re ready to take the next step, let Associated Credit Union of Texas do the work for you. Once you decide what vehicle you want to purchase, stop by any ACU of Texas location and apply for a vehicle loan.