Now that spring is here, take a moment to do a walk-around inspection of your home. See some room for improvements? Maintaining, repairing and upgrading a home can range in cost from a minor trickle to a major cash drain.
Paying for minor repairs
If you see the need for modest DIY repairs, you might be able to tackle them with cash and your own two hands. If you have a bit of a cash cushion in your checking account or in a contingency savings account, small home projects can be covered, even if it means a temporary trim to discretionary spending.
If the need exceeds the cash
If your home-repair needs are more costly, you might consider turning to other resources like a credit card. When it comes to minor improvements, having that extra spending power available will allow you to fix what’s needed now, while budgeting the repayment over a period of time.
Raising the roof on expenses
Larger home upgrades or repairs are going to require bigger investments. A new roof, exterior painting, foundation repairs or other projects will protect your home’s value — and can end up costing more the longer you delay. Under these circumstances, a loan often can get you more than your credit card limit will allow.
ACU of Texas has partnered with local residential service providers to offer low-rate, hassle-free financing for their services. From a small repair to a major improvement, there are prudent ways to fund whatever spring home project you decide to undertake. Take advantage of these great services and discounts provided as an added ACU of Texas member benefit.
