The bags are packed and your family is ready to go! Most of us look forward to summer vacation all year, and these smart tips can save you time, ensuring you have the most relaxing vacation possible. 

Pay Your Bills

Your vacation should be relaxing and rejuvenating. Pay your bills in advance so you know you don’t have to worry about missing due dates and incurring late fees. Utilize Online Bill Pay, a free service of ACU of Texas Digital Banking, to pay your bills on-the-go.

Notify ACU of Texas That You’re Away

We do our best to ensure your accounts are safe and secure. That’s why we closely monitor card activity that could be considered suspicious. The use of your debit or credit card in a new location is a red flag. Let us know of your travel plans ahead of time, and we’ll know that the “unusual activity” is legitimate. You can give us a call at or simply sign into Digital Banking to quickly complete a travel notice. 

Ready Your Cards

Choose any combination of card services and alerts and turn them on or off anytime through Digital Banking.

  • Freeze & Unfreeze - This temporarily inactivates your card if you misplace it, and allows you to activate it again when you find it.
  • Transaction Control - Allows you to choose an amount, and any purchase over that amount will be automatically declined. This can be helpful for controlling spending and building budgeting habits.
  • Spending Limit - Set a certain amount that can be spent, and then automatically decline purchases beyond that amount. Another great feature to consider for budgeting.
  • International Purchases - Allows you to automatically decline any international purchases, giving you an extra layer of security against fraudulent activity on your card.

And don't forget to take advantage of ACU of Texas’ digital wallet services. You can use Apple Pay, Google Pay, or Samsung Pay with your ACU of Texas debit and credit cards.                         

Take Advantage of our fee-free ATMs

There's nothing fun about paying fees to get your hard-earned money. ACU of Texas provides great convenience and savings at more than 55,000 ATM locations. With us, you have access to surcharge-free ATMs at a number of retail locations across the globe.