Free Credit Score & Reporting

Monitor your credit score and find money-saving opportunities.

• Curious about your credit rating? Simply log in to Online Banking or our Mobile App, select Credit Score from the dashboard and gain access to your credit score, credit report and credit monitoring. All at no cost to you!
• Log in for your score

What You Get for Free

Your Credit Score

This number gives you a quick snapshot of your overall credit health.

• Automatically updates monthly, but you can refresh up to once per day
• Score by VantageScore 3.0, a model developed by Equifax, Experian and TransUnion
• Credit profile is pulled from TransUnion - one of the three major credit reporting bureaus
• Considers 200+ factors from your credit report
• Checking this won't affect your credit score (it's a "soft inquiry")

Your Full Credit Report

Your free credit report contains everything you'd find on your credit file.

• Open loans
• Open accounts
• Open credit inquiries
• Payment history
• Credit utilization
• Public records

Daily Credit Monitoring

Meant to help you spot potential fraud and/or identity theft attempts, this free credit monitoring service checks your credit report daily. You'll get an email if and when the system detects any of these events related to your identity:

• New accounts opened
• Address changes
• Employment changes
• Delinquencies reported
• Credit inquiries made

Helpful Tips

You'll learn about factors that affect your credit score positively and negatively, so you'll know how to keep a great credit rating - or build your way up to one. And you'll get smart tips on how to manage your debt and overall financial wellness.

Get Started