Skip to main content
Special Announcement:

Effortless banking, anytime, anywhere!

Say goodbye to long wait times and hello to the power of text and phone banking. Our innovative solutions offer personalized assistance, ensuring you can bank on your own terms. Connect with us whenever, wherever, via mobile device.

Have a question? Need assistance with a transaction? We have you covered. Simply send us a text or give us a call, and go about your day. One of our friendly Member Access Representatives will respond promptly during credit union business hours.

Call or text us for service on-the-go.

We know how important it is to have quick and easy access to your credit union, especially when you're on the go. That's why we've made it as simple as a click to automatically add us as a contact. By adding our number to your phone, you'll have the convenience of reaching us with just a tap. Whether you're at the grocery store or on a weekend getaway, banking with us is always at your fingertips.


Need general information fast? We have you covered - even after hours. For 24/7 information, text any of the following keywords to receive an automated response within seconds.

View Keywords
 BRANCHLocate your nearest ACU of Texas branch 
 HOURSLink to branch hours 
 RATESView our current deposit rates
 APPLYLet us know when you are ready to apply for a loan 
 PAYMake a payment on an existing loan or credit card 
 AUTOApply for an auto loan
 CARDSApply for a credit card
 HOMEApply for a mortgage loan 
 ROUTINGView our routing number 
 SKIPAccess a link to request to skip a loan payment
 WIREView wiring instructions 
 PINReceive information on setting or resetting your debit card's PIN 
 ATMAccess our network of more than 55,000 fee-free ATM locations 
 HOLIDAYRequest information on our Holiday Express Loan Program
 VACATIONApply for a Summer Vacation Loan 
 INSURANCERequest a free insurance quote or ask questions about your existing ACUIS policy 
 JOINBecome a member of ACU of Texas 
 INFOAccess a list of text keywords to receive information on-the-go 
 MOBILEDownload our state-of-the-art Mobile App 
 LOST CARDReport your debit or credit card as lost or stolen 

Join The CU That Cares

When you become an Associated Credit Union of Texas member, you become part of everything we do to improve the quality of life in our community.

We pass the savings back to our membership in the form of lower loan rates, higher savings rates and improved service.

Let's Hear From #happyACUTXmembers!

John's story about service

ACU provides all the services I need. I live 250 miles from any ACU offices, however I’m able to do all my banking from home. I’m very pleased to be a member of ACU. I have used the phone many times and have had all my questions addressed. ACU fills in all the gaps for my banking needs.
John – Member

Skip The Line!

Mobile Access to your Accounts Anytime, Anywhere!

Easy Access on the Go
  • Log In Fast
  • Manage It All
  • Deposit From Anywhere
Learn More

The ACU of Texas Mobile app allows you to view your transaction history and account balances, pay bills, make transfers and locate our nearest ATMs and branches!

  • Download on the App Store
  • Get it on Google Play