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It happens to the best of us. We forget to make the deposit carried in our wallet. We didn't write down the trip to the doctor or grocery store. With busy schedules, electronic check clearing, debit cards and multiple people on one account, it's easy to forget about things both big and small. Whatever the reason, Associated Credit Union of Texas Courtesy Pay* is there to protect your checking account and save you from an embarrassing moment.
Associated Credit Union of Texas may authorize and honor overdrafts up to the Courtesy Pay limit on your account for the following types of transactions:
Additionally, with your authorization, Associated Credit Union of Texas can also apply the Courtesy Pay limit for the following types of transactions:
There is no additional cost associated with this privilege unless you use it. However, you should keep in mind that you will be charged our Courtesy Pay fee of $30 for each item paid under the limit.
If you are not currently enrolled and would like to completely sign up for Courtesy Pay on your Associated Credit Union of Texas account, please fill out the form linked below and return it to any Associated Credit Union of Texas location, or mail to:
PO Box 9004
League City, TX 77574
If you are currently enrolled and would like to completely Opt Out of Courtesy Pay on your Associated Credit Union of Texas account, please fill out the form linked below and return it to any Associated Credit Union of Texas location, or mail to:
PO Box 9004
League City, TX 77574
It is recommended that you visit with a Member Service Representative prior to Opting Out to make sure you have the correct protection for you and your family. While we do not encourage overdrafts, Courtesy Pay can help you avoid costly mistakes and additional Merchant Fees.
When you become an Associated Credit Union of Texas member, you become part of everything we do to improve the quality of life in our community.
We pass the savings back to our membership in the form of lower loan rates, higher savings rates and improved service.
This app has so many convenient features, I'm sure I have barely scratched the surface of what it can do.Abdias – Member
The ACU of Texas Mobile app allows you to view your transaction history and account balances, pay bills, make transfers and locate our nearest ATMs and branches!
