Student Checking

Special Announcement:

Welcome to:

Associated Credit Union of Texas

800-848-0330
Routing: 313189401

Log In To Access
Your Account!

Make a Payment From Another Financial Institution

Associated Credit Union of Texas

Accounts

Student Checking

Sep 13, 2023, 16:15 PM

Title : Student Checking

Main heading : Student

Sub heading : Teaches Youth Ages 12–22 Smart Spending Habits

Link (other) :

Button text :

No minimum opening deposit or balance requirements
No monthly fees
Four (4) waived ATM fees per month

Related pages : Student Checking

Benefits

Free E-Statements

No more waiting for your bank statement to arrive!

eStatements are quicker and more secure, allowing you peace of mind when it comes to reviewing your account each month.

Free ATM Transactions

Now with an additional 50,000 ATMs!

You can find Allpoint ATMs virtually anywhere your travels may take you. With over 55,000 participating ATMs, your cash is never far away.

Free Mobile & Online Banking

Convenient Online Access 24/7!

Check transaction history, account balances, pay bills, make transfers and locate our nearest ATMs and branches all in the palm of your hand.

Free Telephone Banking

Say Hello to the power of text and phone banking!

Check transaction history, account balances, pay bills, make transfers and locate our nearest ATMs and branches all in the palm of your hand.

Free Online Bill Pay

Fast, Secure, and Worry-Free!

Easily pay your bills online without the hassle of writing checks or buying stamps!

Free MasterCard Debit Card

Easily Buy the things you need — online or in-store!

Plus, for added convenience and protection, our cards are contactless - just tap and go at checkout!

Compare

Checking Account Comparison

Earns Dividends

Opening Deposit

Minimum Balance Required

Monthly Service Fee

Direct Deposit

Remote Deposit

Courtesy Pay Limit

More Info

Premier Checking

Earns Dividends YES Earns Higher Rate on balances up to $20,000 (when qualifications met*)
Opening Deposit $100
Minimum Balance Required $5,000 to avoid monthly service fee
Monthly Service Fee $5²
Direct Deposit YES
Remote Deposit YES
Courtesy Pay Limit $500

Click to expand more Info

ACU Checking

Earns Dividends YES When $2,500 avg. daily balance is maintained
Opening Deposit N/A
Minimum Balance Required None
Monthly Service Fee $0
Direct Deposit YES
Remote Deposit YES
Courtesy Pay Limit $500

Click to expand more Info

Student Checking

Earns Dividends YES When $1,000 avg. daily balance is maintained
Opening Deposit N/A
Minimum Balance Required None
Monthly Service Fee $0
Direct Deposit YES
Remote Deposit YES
Courtesy Pay Limit $500 N/A < 18 Yrs.

Click to expand more Info

Silver Star Checking

Earns Dividends YES When $2,500 avg. daily balance is maintained
Opening Deposit N/A
Minimum Balance Required None
Monthly Service Fee $0
Direct Deposit YES
Remote Deposit YES
Courtesy Pay Limit $500

Click to expand more Info

180 Checking

Earns Dividends NO
Opening Deposit $25
Minimum Balance Required None
Monthly Service Fee $10
Direct Deposit YES
Remote Deposit YES Subject To Approval
Courtesy Pay Limit $100

Click to expand more Info

*Premier Checking – Higher Rate Qualifications: 10 Signature based debit card transactions (of at least $5.00 each) cleared per calendar month. Direct Deposit of at least $500.00 per month. E-statements required.

Open an Account

The Fine Print

Dormant Account Notice

Rates

Commitment to Community

Download the
Mobile App

Open an
Account

Join The CU That Cares

When you become an Associated Credit Union of Texas member, you become part of everything we do to improve the quality of life in our community.

Last year, we provided $5,923,116 in savings to our members, saving each household approximately $281.

Become a Member

Let's Hear From #happyACUTXmembers!

Abdias's story about mobile banking

This app has so many convenient features, I'm sure I have barely scratched the surface of what it can do.

Abdias – Member

Skip The Line!

Mobile Access to your Accounts Anytime, Anywhere!

Easy Access on the Go

Log In Fast
Manage It All
Deposit From Anywhere

Learn More about mobile banking

The ACU of Texas Mobile app allows you to view your transaction history and account balances, pay bills, make transfers and locate our nearest ATMs and branches!