- Mortgages
- • Refinancing
- •Home Equity
- Home Improvement
- •Unimproved Property
- Second Homes
- •Vacation Homes

With the ACU of Texas Select Mastercard, every purchase earns unlimited 2% cash back. Groceries, gas, coffee, and everything else. Simple, honest rewards that add up without jumping through hoops.

Thinking about a house, a car, or just better credit in 2026? Set a goal, track your progress, and see where you stand, all in ACU of Texas Digital Banking.

Whether you're growing, streamlining, or just getting organized, our business banking tools set you up to manage money without the stress.

Kick off the new year with a brand new car! Explore our online car shopping experience and drive into 2026 with confidence.
When you become an Associated Credit Union of Texas member, you become part of everything we do to improve the quality of life in our community.
Last year, we provided $5,923,116 in savings to our members, saving each household approximately $281.
ACU provides all the services I need. I live 250 miles from any ACU offices, however I’m able to do all my banking from home. I’m very pleased to be a member of ACU. I have used the phone many times and have had all my questions addressed. ACU fills in all the gaps for my banking needs.John – Member