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Online Banking FAQ




Q: What is the routing number?
A: The routing number is 313189401.

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Q: What will I need to sign into Online Banking?
A: We will provide you with the necessary credentials to log into Online Banking for the first time.

Q: What additional steps are needed once I log in for the first time?
A: We have implemented security features to help prevent unauthorized access to your account. Once you have logged in, it will take a few short moments to answer a few questions to enhance the security of your Online Banking account.

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Q: What are some of the features the new home banking will be offering?
A: Some of the new features include a customizable home page, more robust alert options, new My Finance tool, and mobile apps for I-Phone/ Android users.

Q: What is the My Finance tool?
A: The My Finance tool allows you to track spending behaviors, categorize expenses, and set goals to help you easily manage your finances and budget.

Q: What steps can Members take to help assist with an easy transition?
A: Confirm in branch or by phone your correct address, phone, cell phone and email are on file at the credit union.

Q: If I know I need to update my contact information with the credit union how may I do so?
A: Members may update their information in branch, by phone, secure live chat, secure email or by completing the online form and faxing it to the credit union at 409-934-8707.

Q: Can I still pay my credit card online?
A. Yes. Our new online banking will continue to provide access to for you to view credit card statements and pay your bill online.

Q: Will I continue to receive electronic statements?
A. Yes. Your statements will continue to be sent the same way you receive them now.

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Q: Will Mobile banking be available?
A: Yes. Mobile banking will continue to be available. We also have brand new mobile apps for I-Phone and Android users.

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Q: Why can't I view My online Bill Pay?
A: Go to Tools > Internet Options > Privacy tab > Sites > type in > Click Allow > Click OK”

Q: How can I make my loan payment online from another institution?
A: This would need to be setup in a branch by submitting an ACH Authorization form or by clicking here to go to our new SmartPay site.

Q: How can I view my credit card bill/statement online?
A: Make sure you have pop-ups enabled in order to view your credit card information. If that does not work, please call the MAC.

Q: What payment methods are used for Bill Pay?
A: Payments are sent electronically via ACH and are also sent as checks. It depends on the payee.

Q: I made a bill payment online. Why has it not cleared?
A: Electronic payments are cleared the same day the bill is processed. Check payments do not pull funds from your account until the check clears through us. It is the same process as if you wrote the check yourself.

Q: What it the latest I can process my bill payment the same day?
A: Bills must be scheduled by 2 pm Central Standard Time in order to go out that business day.

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Q: What browsers are suitable for use with the new home banking platform?
A: We support the current and prior major releases of Internet Explorer,Chrome and Firefox. Each time a new version is released, support will cease on the third-oldest major version.

  • We support the current release of Safari.
  • We support the current release of Chrome.
  • Utlizing older browsers may result in disabled functonality or limited access to services.

Additional Browsers:
Browser usage is reviewed monthly. Additional browsers will be added if usage meets or exceeds 5% of total login activity.

Beta Versions:
Beta versions are not supported. When new versions of browsers are announced as ready to Release to the Web (RTW) by the provider, they will become a supported version.

The following types of tools and/or access are not recommended and may impact experience: Accessing account via an embedded browser such as:

  • Personal or Commercial Financial Management Software (Quicken, Quickbooks, etc.)
  • Browser Bars within AOL, Yahoo, Google, etc...
  • Internet Portal access within gaming systems such as XBox
  • Use of browser Add-Ins (Emoticons, FunWeb Services, etc..)

Supported Browsers - Current and Prior Major Release

  • Microsoft Internet Explorer - IE
    • We do not support IE8.
  • Firefox
  • Safari (current release only)
  • Google Chrome

We do not support Safari 5.1.4 or 5.1.5. These browser releases have impacted many industries -- not just our online and mobile banking products. If you absolutely must use these older versions, you will need to use the following workaround:
After login, click the refresh button (on the browser toolbar) to re-load the screen. Note: This will need to be repeated with each login.

Important ACU of Texas Online Banking Update:
Effective June 26, 2014 - Online banking users accessing their accounts through Internet Explorer 8 (IE8) may experience limited functionality or a visibly altered user interface. Users will need to upgrade or switch to a supported browser in order to use Online Banking in its optimal format.

Frequently Asked Questions (FAQs) -

  1. Why are you discontinuing use of IE8 if there are a large number of users that cannot upgrade to a newer version of Internet Explorer because of their operating system?
    a. Our discontinuation of I8E is directly related to changes within the Microsoft operating system and out of our direct control. As a solution, we are recommending that our online banking users download an alternative browser.
  2. What will happen if I try to login into my online banking with IE8 following June 26, 2014? a. You may still be able to access your online banking, but you may experience limited functionality or a visibly altered interface as a result. We strongly recommend updating your online banking browser, if possible.
  3. Will you block access for users who attempt to login using IE8?
    a. No, not at this time. However, if or when Microsoft discontinues support of IE8, we may consider blocking access at that point.

  4. 4. What is a supported browser?
    a. Here is a list of supported online banking browsers. Download one of our supported browsers for online banking by clicking the links below:
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  • Intuit Quicken (QFX)-Quicken Users click here for more details
  • Intuit Quickbooks (IIF)
  • Microsoft Money (OFX)
  • Personal Finance (QIF)
  • Spreadsheets (CSV)
  • Word Processing (TXT)>
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