ACU of Texas Blog

People who aren’t rich or famous typically don’t have prenuptial agreements, which are legal documents detailing who gets what in a divorce.

Commitment, shared goals and mutual understanding can provide a strong foundation for a marriage — and so can having your financial house in order.

In honor of National Park Week April 21-29, here are seven ways to plan a cheaper national park trip.

Financial anxiety is a monetary monster that haunts many Americans, stoking worry for people across income level, race and gender.

I’d like to propose an alternative for both sets of people: The “oh, crap!” fund, a savings account for not-quite-emergency expenses.

Car expenses rank second only to housing costs for many Americans. A family with two cars to insure and pay off could easily spend $1,000 or more per month to drive.

Even though it might be hard sometimes to picture your young children as independent adults, you hope to live long enough to see that day.

IRAs are a great way to save for retirement, because they give you a tax break for doing so. It’s basically a reward for looking after your future self.

Individual retirement accounts are a great way to save for your retirement tax-free.

Roth IRAs have been marketed as the retirement account for young savers. But it can also be a good option for more mature investors.

You found a good financial planner to help you manage money and achieve your goals. Congratulations, that’s a big step.

A bank statement is a monthly or quarterly document that summarizes your activity to show what money went in and out of a bank account.

A CD early withdrawal penalty could cost you a good chunk of cash, but if you understand the terms and how this savings tool works, you can avoid getting hurt.

Money market accounts and certificates of deposit are both types of federally insured savings accounts that earn interest.

The check is a promise that the money will be there when the recipient redeems it, whether hours, days or weeks later.

As a first-time parent, you’ve probably been warned about sleepless nights, feeding struggles and the persistent fear that you have no idea what you’re doing.

When Morinda Birkl gets married in October, she won’t be carrying a bouquet. There will be no bridal party, and her wedding reception won’t feature a DJ.

Most people aren’t at a loss for ideas on how to spend a cash windfall. With bills to pay, savings accounts to fortify and even the most modest of vacations to plan, the dilemma is deciding what to drop from the list.

It’s an early lesson that applies to plenty of life’s quandaries, including this one: It’s pretty easy to tap your Roth IRA to buy a house, especially as a first-time homebuyer. But should you? Maybe not.

Most of the $1.5 trillion tax cut — a wide overhaul of the tax code under President Trump — went into effect Jan. 1.