ACU of Texas Blog

You’re looking at a $1,200 repair estimate for your ailing car when an ad catches your eye: a brand new set of wheels for a mere $450 a month.

Car owners with poor credit can pay hundreds — if not thousands — more to drive than those with good credit. This plays out in two important ways: higher rates on car loans and, in most states, higher insurance premiums. In fact, having bad credit can raise your insurance quote even higher than if you’d had an accident.

When designing his current home, Andre Kim knew he wanted a garden. Not just a few herbs or tomato plants, but a permanent feature that could change his family’s diet and help them feel more connected to the land.

If a dripping faucet wakes you up at night, the thought of paying a plumber may be what keeps you from falling back asleep. Most homeowners have experienced anxiety related to their home, according to a new report, with home repairs and maintenance topping the list of stressors.

Home shoppers outnumber home sellers in many places. If you’re a home buyer, you need every competitive advantage you can get. That’s why it pays to know how to find motivated sellers and persuade them to choose you.

Lenders prefer 20% down payments but there are government-backed programs that require much less. Just keep your eye on the fees.

After his mother’s death, Ken Moraif had to unravel her finances. Millions of Americans each year face a similar task, but he had a unique challenge — he had to crack a code.

But maybe saving for something you really, really want isn’t frivolous. It may be exactly what you need to get your financial life on track

Your biggest money choices involve how much education you get, whether you marry and stay married, and whether you buy a home.

People who aren’t rich or famous typically don’t have prenuptial agreements, which are legal documents detailing who gets what in a divorce.

Commitment, shared goals and mutual understanding can provide a strong foundation for a marriage — and so can having your financial house in order.

In honor of National Park Week April 21-29, here are seven ways to plan a cheaper national park trip.

Financial anxiety is a monetary monster that haunts many Americans, stoking worry for people across income level, race and gender.

I’d like to propose an alternative for both sets of people: The “oh, crap!” fund, a savings account for not-quite-emergency expenses.

Car expenses rank second only to housing costs for many Americans. A family with two cars to insure and pay off could easily spend $1,000 or more per month to drive.

Even though it might be hard sometimes to picture your young children as independent adults, you hope to live long enough to see that day.

IRAs are a great way to save for retirement, because they give you a tax break for doing so. It’s basically a reward for looking after your future self.

Individual retirement accounts are a great way to save for your retirement tax-free.

Roth IRAs have been marketed as the retirement account for young savers. But it can also be a good option for more mature investors.

You found a good financial planner to help you manage money and achieve your goals. Congratulations, that’s a big step.