ACU of Texas Blog

While holiday shopping offers great deals, consumers can fall victim to a number of scams and frauds. We have put together a list of tips to use to avoid being a victim of a holiday scam.

We hope our community stays hurricane-free, but it's always good to be prepared. Check out our Disaster Readiness Guide and stay connected with your credit union in the event of a storm or natural disaster.

Take advantage of these convenient products and services as you head back to school - virtually or on campus!

Identity theft affects millions of Americans each year. Follow these tips to help protect yourself and keep your personal information secure.

Don't fall for a stimulus package scam!

Fraud at the ATM can lead to money being drained from a bank account, and consumers have a new reminder to check for fraudulent charges.

Jugging is a new trend in financial theft, and unfortunately is gaining prevalence in the Greater Houston Area. Jugging is the term used to describe suspects who sit in the parking lots of financial institutions, watching as customers go in and out.

Fraudsters are sending credit union members fake cashier's checks in an attempt to steal their hard-earned money. Though commonly thought of as more secure than electronic payments or personal checks, cashier’s checks are not immune to fraud.

When you bank online, you trust that your account is safe from hackers. Even so, online accounts can seem to consumers like easy targets: Instead of robbing a bank, a criminal could simply whisk away your money with a few keystrokes.

Identity theft takes many forms — from a stolen Social Security card to someone taking your tax refund to a data breach at a company — but the basics are the same: Someone uses your personal information without your consent for financial gain.

Everything you need to know about mobile payment apps.

You’re looking at a $1,200 repair estimate for your ailing car when an ad catches your eye: a brand new set of wheels for a mere $450 a month.

Car owners with poor credit can pay hundreds — if not thousands — more to drive than those with good credit. This plays out in two important ways: higher rates on car loans and, in most states, higher insurance premiums. In fact, having bad credit can raise your insurance quote even higher than if you’d had an accident.

When designing his current home, Andre Kim knew he wanted a garden. Not just a few herbs or tomato plants, but a permanent feature that could change his family’s diet and help them feel more connected to the land.

If a dripping faucet wakes you up at night, the thought of paying a plumber may be what keeps you from falling back asleep. Most homeowners have experienced anxiety related to their home, according to a new report, with home repairs and maintenance topping the list of stressors.

Home shoppers outnumber home sellers in many places. If you’re a home buyer, you need every competitive advantage you can get. That’s why it pays to know how to find motivated sellers and persuade them to choose you.

Lenders prefer 20% down payments but there are government-backed programs that require much less. Just keep your eye on the fees.

After his mother’s death, Ken Moraif had to unravel her finances. Millions of Americans each year face a similar task, but he had a unique challenge — he had to crack a code.

But maybe saving for something you really, really want isn’t frivolous. It may be exactly what you need to get your financial life on track

Your biggest money choices involve how much education you get, whether you marry and stay married, and whether you buy a home.