ACU of Texas Blog

Although the structure of both 15 year and 30 year mortgage strategies are the same, there are some considerations to keep in mind before selecting a mortgage plan.

As the name suggests, a closing is the last step in purchasing and financing a home! In the case of a home loan, a closing day concludes a home purchase and the closing of a loan on the same day. Closing day is deemed one of the most important days of the purchasing process, and can be very exciting.

FHA Loans are insured by the Federal Housing Authority (FHA), and are very popular among home buyers due to their less rigid borrowing requirements, making buying a house easier for first time home buyers.

Now that spring is here, take a moment to do a walk-around inspection of your home. See some room for improvements? Maintaining, repairing and upgrading a home can range in cost from a minor trickle to a major cash drain.

Other than a home, your vehicle is likely to be one of the biggest purchases you make in your lifetime. Taking the time to plan and prepare for buying a car, you can save money and gain peace of mind knowing you’re making an investment you can afford.

ACU of Texas wants you to know that we have your back when it comes to protecting your money. By providing 24-hour fraud monitoring and employing a number of tools and free benefits, we are here to help protect our members from fraud.

Teaching children how to spend, save and share money is a challenging task – but it isn’t impossible. Below are some basic tips to teach your children how to manage their money.

Last month, one of the world’s largest banks got rid of its only free checking account for customers who don’t or can’t maintain a daily balance of at least $1,500 or have direct deposit.

The future is digital, and we strive to always provide our members with the best digital banking programs.

Lenders, landlords, insurers, utility companies and even employers rely on your credit score to decide whether or not to extend products and services to you.

So what’s the best way to save for college? At ACU of Texas, we have a few solutions for you; Roth IRA, 529 Savings Plan, and our Star Savings Account.

International Credit Union Day is here, and we’d like to clear up the four biggest myths about credit unions, specifically Associated Credit Union of Texas!

Exploring nature and sleeping under the stars can be viewed as an economical vacation. But buying gear and booking campsites or renting an RV can add up.

Dipping into your savings is like fast food: It’s convenient and tempting, and it might leave you a little queasy the next morning.

When shopping for a new car, many people overlook one important step: getting preapproved for an auto loan. It’s a simple process that can make car-buying go more smoothly and save you money.